Not every issue that appears on a title commitment is serious, but some can significantly impact a transaction.

Smaller items, like mortgage payoffs or missing probate documents, can often be resolved quickly. Larger issues, known as title defects, are more complex. They can involve unclear ownership, inaccurate legal descriptions, or missing access rights that leave property landlocked.

Identifying these problems early is critical. A trusted title partner will review the commitment carefully, separate minor issues from major ones, and outline options to resolve them before closing.

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