The idea of who is going to schedule the closing and say we're closing on Friday. It can come from any party from Realtors from the lenders from the buyers the sellers. Sometimes we have people jump in the gun, but the real timeline is probably driven by the buyer's lender. That's right, because under the new federal regulations, there’s the numbers that have to go out. There's an opportunity for buyers to review that's a minimum of three business days before they're asked to sign the actual documents including the note and the mortgage what you're really bump up against is this blending between When can the when does the lender ready to close? And when has the buyer had the opportunity to review the documents? And when does the purchase agreement expire right right now most purchase agreements in the old days. They could be 30 days out nowadays you sign the purchase agreement. It's going to be it could be 45 maybe even 60 days before the lender can be ready with all the documentation that they've got to collect all the due diligence.
They have to do that plus all the inspections that the buyer might do on the property. So we've got this long time line, of course. Everyone's anxious to close. Yes. Everyone's actually close they want to get in the new house the sellers want to move on to their new property. Everybody wants this transaction completed because there's all so many transactions right behind that that's what's critical. Is that as we're looking at this closing. What's the ripple effect on both sides? Right this closing of what happens and when you add split closings to it and then dimension of another title company.
